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Privacy Policy applies to those persons who obtain from us financial
products or services to e used for personal, family or household purposes.
Our goal is to respond to your inquiries and to provide products,
services and other information you request. This Privacy Policy explains: |
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The
types of information we may collect about you |
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The types
of information we may disclose to third parties |
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The types
of third parties to whom we may disclose information |
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How we protect
the nonpublic personal information we collect about you |
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The
Types of Information We May Collect About You |
| We may collect nonpublic
personal information about you from the following sources: |
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Information
we receive from you on applications of other forms, such as
your name, address, telephone numbers, e-mail addresses, birth
date, social security number, income and employment history. |
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Information
about your transactions with us or others, such as your account
balances and payment histories. |
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Information
we receive from your consumer credit reports or a consumer reporting
agency, such as your credit worthiness, credit score or credit
history. |
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Representations
made by you to us, such as your employment history, account
balances, payment histories, and you relationship with other
persons or entities that you have listed as references. |
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The
Types of Information We May Disclose |
| We may disclose
all of the nonpublic personal information that we collect about you
as a consumer, customer, or former customer to third parties as permitted
by law. We may also disclose the nonpublic personal information we
collect about you to third parties that perform services on your behalf
or in connection with the products and services we sell or to other
financial institutions with whom we have joint marketing agreements,
such as third parties who: Manufacture, supply, or administer the
goods and services, including insurance products, warranties and extended
service contracts, advertise or market the products and services,
make service and customer satisfaction inquiries on your behalf; or
provide other related marketing services. We are permitted by law
to disclose information about you to third parties that perform such
services and/or to other financial institutions with whom we have
joint marketing agreements. We are not required to give you the opportunity
to opt out of such disclosures. |
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How
We Protect the Nonpublic Personal Information We Collect About You |
| We take our responsibility
to protect your nonpublic personal information very seriously. Whenever
we collect information about you, we restrict access to your nonpublic
personal information to our employees and those third parties who
need the information to respond to your inquiries, to provide better
customer service, and to provide products, services and other information
you request. We explain the importance of protecting your nonpublic
personal information to our employees and take appropriate measures
to enforce employee responsibilities regarding our Privacy Policy.
We also maintain physical, electronic and procedural safeguards to
protect the confidentiality and security of the information we collect.
We require any third party who receives information about you from
us to agree to keep that information confidential and to use the information
only as permitted by law. |
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| We appreciate your
business and the opportunity to assist you in understanding our Privacy
Policy. We hope that you have found this information to be useful
and appreciate the opportunity to continue to serve you in the future.
If you have any questions about our privacy policies, please feel
free to contact us. |
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